DCA Calculator

Dollar-Cost Averaging (DCA) is an investment strategy where you invest a fixed amount of money at regular intervals regardless of the asset's price. Instead of trying to time the market and invest a lump sum, DCA spreads your purchases over time, which can reduce the impact of short-term volatility on your overall purchase price.

This calculator lets you model DCA scenarios by setting an investment amount, frequency, number of periods, and the start and end price of the asset. It simulates a linear price path between the two prices and calculates your total invested amount, total units acquired, portfolio value at the end price, and your return on investment. While real markets are not linear, this gives you a useful approximation of how DCA performs compared to a lump-sum investment.

Why DCA is popular in crypto

Cryptocurrency markets are notoriously volatile. Bitcoin can swing 20% in a single week. DCA removes the emotional burden of deciding when to buy. By investing consistently — every day, week, or month — you buy more units when prices are low and fewer when prices are high, which tends to produce a favorable average cost per unit over long time horizons.

How to use this calculator

Enter your investment amount per period, choose a frequency, set the number of periods, and provide a starting and ending price. The calculator will show your total investment, the number of units accumulated, the portfolio value at the ending price, and your percentage return. Adjust the parameters to compare different strategies and see how they affect your returns.